The family doctor visit is getting complicated. Drugstores and other retailers are opening clinics that offer care alternatives. Shrinking insurance has made routine visits to a physician more expensive for many. Here tricks are three tips for navigating this evolving world:













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1. OWN YOUR CARE













Patients have too much of a financial stake in their treatment to take some doctor recommendations without asking questions.













Health insurance deductibles have been rising for years. That can leave people responsible for paying thousands of dollars for care before much of their coverage begins. If, for instance, a provider recommends an imaging exam for a swollen knee, patients should ask for different options to compare costs.













Patients who visit drugstore clinics also will have to make sure a record of their visit gets back to their primary care provider.
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